About

Retirement math, clearly explained.

A knowledgeable, independent guide to help you understand your retirement math.

Last updated July 25, 2026

Why it exists

Retired Kevin helps Canadians understand the financial choices behind retirement—so they can explore possibilities, compare trade-offs and ask better questions.

The aim is to make difficult financial ideas easier to explore without turning the experience into a sales pitch.

Kevin’s background

Retired Kevin was created by a retired Canadian actuary with over 35 years’ experience in financial services.

How that shapes the tools

  • Actuarial thinking: assumptions, uncertainty and trade-offs are made visible.
  • Canadian context: relevant pensions, accounts and retirement considerations are explained plainly.
  • Local-first privacy: work normally stays on the current device unless the user explicitly chooses otherwise.
  • No product sales: the site does not sell investments or manage assets.

Educational boundary

The calculators provide general educational illustrations. They are not actuarial reports and should not be relied upon as professional actuarial services or personalized financial, investment, tax or legal advice.

Important decisions should be confirmed using current official information and, where appropriate, a qualified professional who understands the user’s complete circumstances.