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Quick Forecast
Build a first retirement forecast from rough monthly estimates.
Open Quick ForecastTools and calculators
Jump to a specific tool.
If you would rather follow the connected planning path, start from Plan. Experienced visitors can still open any working tool directly.
Choose a category
Open only the detail you need.
Available nowOpens a working tool or calculator.
Inside a toolAnswered within one of the working tools.
Forecast and goalsStart with the broad retirement picture, then test what could change it.3 items
Inside a toolPart of Quick Forecast
Test the Assumptions
Compare the base forecast with changes to saving, timing, spending, inflation and returns.
Open Test the AssumptionsAvailable now
Plan Overview
Bring the connected planning results into one review page.
Open Plan OverviewPortfolio and investingBuild an investment illustration, understand the risk and add analytical depth when useful.1 items
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Portfolio
Record the current portfolio, set a broad target, review changes and open an illustration or focused analysis when useful.
Open PortfolioDetailed planningExplore benefit timing, Canadian accounts, bridge funding and tax-aware possibilities.4 items
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Retirement Planner
Compare CPP/OAS timing, spending and account-aware withdrawal illustrations.
Open Retirement PlannerInside a toolPart of Retirement Planner
CPP and OAS Timing Comparison
Compare selected start ages using benefit estimates you confirm.
Open CPP and OAS Timing ComparisonInside a toolPart of Retirement Planner
Bridge Funding Illustration
See how registered and non-registered savings could bridge delayed benefits.
Open Bridge Funding IllustrationInside a toolPart of Retirement Planner
Account Withdrawal Illustration
Compare educational withdrawal orders across Canadian account types.
Open Account Withdrawal IllustrationRetirement incomeTurn pensions and investments into an understandable retirement-income plan.6 items
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Retirement Income Planner
Build a monthly retirement-income plan and see what could put it under pressure.
Open Retirement Income PlannerInside a toolPart of Retirement Income Planner
Retirement Income Comparison
Compare distributions, percentage withdrawals and a target amount.
Open Retirement Income ComparisonInside a toolPart of Retirement Income Planner
Fund Distribution Income
Estimate income from entered fund yields and compare it with the target.
Open Fund Distribution IncomeInside a toolPart of Retirement Income Planner
Withdrawal-Rate Comparison
Compare the first-year scale of different portfolio withdrawal rates.
Open Withdrawal-Rate ComparisonInside a toolPart of Retirement Income Planner
Bucket Reserve
Translate near-cash and stability periods into a target investment mix.
Open Bucket ReserveInside a toolPart of Retirement Income Planner
Retirement Income Checkup
Save an income illustration for a later review and update.
Open Retirement Income CheckupRisk and major decisionsExamine longevity, housing and other choices that can reshape the retirement plan.3 items
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Longevity Planning Guide
Use population data and broad lifestyle factors to choose a resilient planning horizon.
Open Longevity Planning GuideAvailable now
Rent vs Own
Compare housing costs, net-worth effects and possible retirement-income impact.
Open Rent vs OwnInside a toolPart of Retirement Planner
Survivor Stress Test
Explore how household income and taxes may change after one partner dies.
Open Survivor Stress Test